EXHIBIT 6-A

Comparison of Proposals to Furnish Letter of Credit

Credit Line

Principal

Interest

Upfront

Financial

Financial Institution

Amount

Interest Rate

Term

Payment

Payments

Fees

Collateral

Covenants

Bank of America

$2,500,000

Wall St. Prime Rate - .75%

12 months

Due at Maturity

Monthly

None [2]

None [4]

None

First National Bank of Central CA

$2,000,000

Wall St. Prime Rate [1]

18 months

Due at Maturity

Quarterly

None [3]

None [4]

[5]

[1]  Also offered fixed rate option equal to LIBOR + 2.5% (Advances must be in increments of $250,000 or more and have maturities of one, three or six weeks).

[2]  Bank to be reimbursed for out of pocket cost of outside counsel review of any legal opinions or special documentation.

[3]  Bank to be reimbursed for all reasonable expenses associated with preparation, due diligence, administration and enforcement of documentation;

and attorney's fees.

[4]  No specific collateral, but backed by the full faith and credit of the District.

[5]  Maintain annual debt service coverage ratio not less than 1.25 to 1; maintain annual current ratio greater than 1.85 to 1.

Note:  All commitments will be subject to the District maintaining its primary operating accounts with the bank, and meeting various

conditions and warranties.